:root{--navy:#071a36;--navy2:#0d2a52;--gold:#d9a72a;--white:#fff;--ink:#182230;--muted:#5d6877;--light:#f5f7fa;--border:#e4e8ee;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}a{color:inherit}img{max-width:100%;height:auto} .container{width:min(92%,var(--max));margin:auto}
header{position:sticky;top:0;z-index:20;background:rgba(7,26,54,.98);color:#fff;border-bottom:1px solid rgba(255,255,255,.12)}
.nav{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800}.logo{width:40px;height:40px;border:2px solid var(--gold);display:grid;place-items:center;color:var(--gold);font-weight:900;border-radius:8px}.brand small{display:block;font-weight:500;color:#d9e1ed;font-size:11px}
.navlinks{display:flex;gap:22px;align-items:center}.navlinks a{text-decoration:none;font-size:14px}.navlinks a:hover{color:var(--gold)}.menu{display:none;background:none;border:0;color:#fff;font-size:28px}
.btn{display:inline-block;background:var(--gold);color:#111;text-decoration:none;border:0;border-radius:8px;padding:12px 18px;font-weight:800;cursor:pointer}.btn.alt{background:#fff;color:var(--navy)}.btn.outline{background:transparent;color:#fff;border:1px solid var(--gold)}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:92px 0 80px}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:45px;align-items:center}.eyebrow{color:var(--gold);font-weight:800;text-transform:uppercase;letter-spacing:1.2px;font-size:13px}.hero h1{font-size:clamp(38px,6vw,68px);line-height:1.05;margin:14px 0}.hero p{font-size:18px;color:#e3eaf3;max-width:700px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.hero-card{border:1px solid rgba(255,255,255,.18);padding:28px;border-radius:16px;background:rgba(255,255,255,.06)}.hero-card strong{display:block;font-size:22px;color:var(--gold)}
section{padding:72px 0}.section-head{max-width:750px;margin-bottom:30px}.section-head h2{font-size:clamp(28px,4vw,42px);line-height:1.15;margin:8px 0}.section-head p{color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--border);border-radius:14px;padding:25px;background:#fff}.card h3{margin-top:0}.icon{font-size:25px;color:var(--gold)}.light{background:var(--light)}
.steps{counter-reset:step}.step{position:relative;padding-left:58px}.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--gold);font-weight:900}
.area-list{display:flex;flex-wrap:wrap;gap:10px}.pill{border:1px solid var(--border);padding:9px 13px;border-radius:999px;background:#fff}
.form{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}label{font-weight:700;font-size:14px}input,select,textarea{font:inherit;padding:12px;border:1px solid #cfd6df;border-radius:8px;background:#fff}textarea{min-height:120px;resize:vertical}.note{font-size:13px;color:var(--muted)}
.cta{background:var(--navy);color:#fff;border-radius:18px;padding:45px}.cta p{color:#d9e1ed}
footer{background:#06162d;color:#dce4ef;padding:45px 0 20px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:30px}.footer-links{display:flex;flex-direction:column;gap:9px}.footer-links a{text-decoration:none;color:#dce4ef}.footer-links a:hover{color:var(--gold)}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;font-size:13px;color:#aeb9c8}.wa{position:fixed;right:18px;bottom:18px;background:#20b45a;color:#fff;width:56px;height:56px;border-radius:50%;display:grid;place-items:center;text-decoration:none;font-weight:900;box-shadow:0 8px 25px rgba(0,0,0,.2);z-index:30}
.page-hero{background:var(--navy);color:#fff;padding:65px 0}.page-hero h1{font-size:clamp(34px,5vw,55px);margin:5px 0}.page-hero p{color:#dce4ef;max-width:760px}.list{padding-left:20px}.notice{border-left:4px solid var(--gold);background:#fff8e7;padding:15px 18px;border-radius:0 8px 8px 0}
@media(max-width:800px){.navlinks{display:none;position:absolute;left:0;right:0;top:70px;background:var(--navy);padding:18px 4%;flex-direction:column;align-items:flex-start;border-top:1px solid rgba(255,255,255,.1)}.navlinks.open{display:flex}.menu{display:block}.hero-grid,.grid,.footer-grid{grid-template-columns:1fr}.form{grid-template-columns:1fr}.field.full{grid-column:auto}.hero{padding:65px 0}.hero-card{margin-top:10px}}